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Flexible Funding Options
As one of the largest and experienced motorcycle dealerships
in the business and as part of our continued commitment to our
customers we have joined forces with Blackhorse Finance. As an
FSA registered company you can now have the peace of mind in knowing
that we are selling you the insurance product that is right for you!
These products range from:
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Finance |
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Personal Loans (Bikerloan) |
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GAP Insurance |
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Payment Protection |
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Please call our Business Manager for further information on the
full list of products available. Our fully trained Business Manager
can assess your current needs and advise you on the correct level
of product for you.
With competitive rates, affordable regular payments and flexible
deposits Black Horse makes funding your new purchase simple and effective
Key Benefits of Finance
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Quick - a decision on your finance while you
wait in the showroom |
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Easy - no forms to fill in and we don't need
to know details of your salary or monthly
expenditure |
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Affordable - Black Horse offers affordable
rates and regular repayments to suit your budget |
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Credit Insurance - available |
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Backing - of a national financial institution |
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Borrow - any amount from £400 |
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Spread - your repayments over 1-5 years |
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Fixed - repayments for the duration of your loan |
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Buying a new motorcycle is one of life's greatest pleasures.
Choosing the right model is a major decision and deciding on how
to finance your new purchase is as equally important.
Black Horse has a selection of finance options which are likely
to fit your budget. To help you make the right choice we have
listed a few questions to ask yourself before deciding upon the
best payment option for you:
How much can I afford?
It is important to work how much you need to finance your new
motorcycle. The larger your deposit the less you'll need to borrow,
but you should remember to budget for any accessories or clothing
you may need.
How much do I want my regular repayments to be?
There are a couple of matters to consider to ensure your repayments
fit in with your budget - the amount of your deposit and how many
years you wish your finance to be over.
Should I consider payment protection?
YES - Most definitely. Payment protection offers added reassurance
against many unforeseen circumstances including involuntary
unemployment or accident and sickness.
Renewal Contract Purchase
Advantages of PCP Finance - What is it?
Personal contract Purchase is an excellent way of financing a
motorcycle for many reasons. With a minimum deposit of 5%, which
can be made up of either a cash deposit of part exchange, you can
pay a low monthly rental and at the end of the term you have three
different options:
Option 1
Part exchange your motorcycle and if the value of the motorcycle
exceeds that of the MGFV (money outstanding) the remainder can be
used as a deposit on your next bike.
Option 2
Purchase the motorcycle outright by paying the final payment, which
is the equivalent to the MGFV which was set with Black Horse at the
outset of the agreement. If you want the plan could be rescheduled
for a further 12 months.
Option 3
Return your motorcycle to us and provided the machine is in
reasonable condition, owe nothing.
Bikerloan is a personal loan product from Black Horse Motor
Finance. Black Horse is part of the Lloyds TSB Group.
With Bikerloan you can borrow anything from £1000 to £25000 -
your interest rate will vary according to how much you borrow and
have the option to spread your repayments over a 12 or 60 month
period. There are no hidden fees to pay either. Our Business
Managers are specially trained to provide you with any additional
details you may need about Bikeloan, please don't hesitate to ask.
Payment Protection Plan
Add finance with credit care and table
| Would my cover apply if? |
Gold |
Silver |
Bronze |
| I am made redundant |
Yes |
No |
No |
| I quit my job |
No |
No |
No |
| I suffer an accident that prevents me from working |
Yes |
Yes |
No |
| I am ill and unable to work |
Yes |
Yes |
No |
| I am diagnosed as having a specified critical illness |
No |
No |
Yes |
| I die during the agreement |
Yes |
Yes |
Yes |
All claims are subject to terms and conditions of relevant policy.
Retail Price Protection
Did you know that if your new motorcycle was written off as a result
of an accident, fire or theft, your insurance company would only pay
out the current market value of your bike. NOT what you actually paid
for it!
For example: A motorcycle costing £6995 was written off
after 12 months - the current market value of £5250. This would mean
you had lost £1745 from the invoice price.
Should you have finance on this bike, you would find that the
amount paid out by the insurance company wouldn't be enough to pay
off what you owe on the finance. THIS WOULD LEAVE YOU OUT OF POCKET!
This is where Retail Price Protection can help you. It is designed
to protect you during the term of your Black Horse Motorcycle Finance
credit agreement.
Please note: that if you only have third party fire and theft
insurance, you are unable to claim if your motorcycle is written
off due to an accident that is your fault**
What it means...
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If your motorcycle is classified as a write
off by your insurer, Black Horse Retail Price
Protection will pay the difference between
the insured value of your motorcycle and the
invoice price of your bike. |
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The insured value is the amount paid by the
insurer or the market value of the motorcycle,
as determined by Glass's guide, whichever is
the greater |
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Cover is up to a maximum of £7,000 |
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Cover is available for a maximum period of
3 years |
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